BASED IN DUBLIN · BUILT FOR COMPLEX REGULATED ORGANISATIONS
Turn AI Into Measurable Business Outcomes
We identify where AI delivers value and then we build it - safely, compliantly, and at pace. From opportunity to live solution, end to end.
Founder experience : Credit Suisse · HSBC · Barclaycard · AIB · EY · Accenture · Microsoft
THE PROBLEM
Most organisations are investing in AI - but not seeing results.
AI is everywhere. Impact is not. • AI pilots lack measurable ROI and never scale beyond proof of concept • Use cases are unclear or poorly prioritised against real business value • Execution is slow, fragmented, or handed to teams without the right expertise • Risk and compliance concerns are growing particularly under the EU AI Act and GDPR • The Central Bank of Ireland is increasing scrutiny of AI governance across regulated firms
WHAT WE DELIVER
We identify it. We build it. We make it work.
From discovery to live deployment - we cover the full journey. All projects are scoped to your organisation's size and regulatory context.
AI Value Discovery
ROI modelling, use case prioritisation, and a 90-day roadmap.
Outcome: Prioritised AI strategy with a defined commercial case
AI Implementation
Workflow automation, AI copilots, and system integration with full delivery accountability.
Outcome: Live AI delivering measurable operational improvement
AI Governance & Compliance
EU AI Act readiness, CBI compliance, and GDPR alignment built in from day one.
Outcome: Compliant AI adoption your regulators will accept
AI Transformation Partner
Continuous opportunity identification, delivery oversight, and outcome tracking.
Outcome: Sustained, organisation-wide performance improvement
OUR CAPABILITIES
What we build and deliver
AI Strategy
Use case identification, ROI modelling, and transformation roadmaps aligned to your regulatory context.
AI Implementation
Workflow automation, AI build, and full system integration - production-ready, not proof of concept.
Governance & Risk
EU AI Act readiness, CBI compliance, GDPR alignment, and responsible AI controls.
Operating Model
AI-enabled team design, change management, and scaling AI across the organisation.
INDUSTRIES WE SERVE
Built for regulated and process-intensive organisations
Financial Services
Banks, insurers, credit unions, and fintechs - CBI supervisory readiness and EU AI Act compliance.
Healthcare & Life Sciences
HSE-aligned bodies, private hospitals, and life sciences - GDPR compliant AI adoption.
Real Estate & Construction
Project management, cost estimation, and document automation for property firms.
Energy & Utilities
Asset-intensive operations - predictive maintenance, compliance, and cost reduction at scale.
WHY TOLT
Most firms focus on technology. We focus on outcomes.
No slide decks without execution. No AI without impact. Every engagement is led personally by a senior advisor with over 25 years of experience in regulated environments.
Business-first, not tech-first
We start with your commercial objectives then we build the solution. No strategy without delivery.
Results in weeks, not months
From discovery to live solution in 90 days for targeted processes. We build fast and deploy faster.
Full accountability
We build it, deploy it, and govern it. One team responsible for outcomes across every phase.
Senior expertise
Senior oversight on every project not handed to a junior team after the pitch.
Regulatory depth
CBI supervisory requirements, EU AI Act, and GDPR built into every solution from day one.
Technology-agnostic
We recommend and build what works for your organisation - not what we're incentivised to sell.
OUR FOUNDER
Liz Bancroft-Turner
With over 25 years of experience leading technology and transformation programmes across the UK, US, Europe, and Asia, Liz brings a rare combination of global regulatory exposure and hands-on delivery experience to every engagement. Having worked inside and alongside some of the world's most heavily regulated financial institutions, Liz saw first-hand the growing gap between AI adoption and the governance frameworks needed to manage its risk responsibly. TOLT was founded to close that gap. Prior to founding TOLT, Liz held senior roles at Credit Suisse, HSBC, Barclaycard, AIB, EY, Accenture, and Microsoft gaining first-hand experience of how the world's most heavily regulated financial institutions operate, transform, and manage risk at scale. Every engagement is led personally. When you work with TOLT, you work with the person who built the framework.
Founder & Managing Director
LinkedIn
Advisory Network
TOLT draws on a curated network of senior advisors with backgrounds spanning CBI-regulated compliance, financial services technology, model risk, and regulatory law bringing direct experience from inside the institutions we serve.
Delivery Network
Our specialist technology partners bring deep expertise in AI engineering, data science, and systems integration — enabling TOLT to deliver production-ready solutions across leading AI platforms without vendor bias.
GET STARTED
Ready to turn AI into real results?
In 30 minutes, we'll identify the two or three areas where AI could make the biggest difference in your organisation and what's achievable in 90 days. No sales pitch. No obligation.